first time home buyer

First-time homebuyer? Here’s what you need to know

Becoming a new homeowner For many homeowners, especially the first time-owners, this is going to be a tough summer.  Many buyers face intense competition and run into bidding problems over real estate markets that typically favour deliverers. However, this does not mean you are not expected to leave your hopes of owning your first home […]

mortgage rates

Buying a new home can be stressful. Here’s some tips.

Five tips for mitigating the stress that comes when you decide on buying a new home There’s no arguing, whether or not you’ve done it before, that buying a new home is stressful. A home is one of the most significant financial investments you can make throughout your lifetime, and in the process, several unforeseen […]

Sell your house

Your Mortgage Broker: Getting Ready To Sell Your House.

Getting Help to Sell Your House To sell your house is a big decision that should not be taken lightly. Do not panic! There is a lot of resources out there to help you! You might want to ask help from a real estate expert or a Mortgage broker like Ryan Michell. It does not […]


Real Estate Broker: Tips to save for a first time down payment.

Saving for a Down Payment Getting a mortgage is one thing, but part of the home buying process is saving for a down payment. A down payment is usually 5 to 10 per-cent of the cost of the home, meaning that they can be, in some cases $10,000 that comes straight from the bank account. […]

Mortgage brokers

Mortgage broker : A rebound is expected from housing market

Mortgage rates: Where to Start? Maybe it is because we were one of the first provinces in Canada to reduce the social distancing measure, but the housing market in Saskatchewan is showing great signs of improvement. In fact, we have observed a rebound of 80% since the lowest point of the COVID crisis. Robert Hogue, […]


How did the Covid-19 affect mortgage rates?

Mortgages during the pandemic Interest rates and mortgages are a subject that a lot of people are talking about recently because of the unstable economic situation due to Covid-19.  In January of this year, just before the pandemic of Covid-19 in Canada, the government announced a five years fixed rate of approximately 2,89% to 3,09%. […]

the mortgage group

When, and When Not, to Refinance Your Mortgage

When is a Good Time to Refinance Your Mortgage? Refinancing a mortgage means paying off your existing loan and replacing it with a new one. There are many reasons why homeowners refinance, to obtain a lower interest rate, to shorten the term of their mortgage, to convert from an adjustable-rate mortgage to a fixed-rate mortgage, […]